Services

Services

Since 1976, Diversified Financial Consultants, LLC (DFC) has been your bridge to the future.

As experienced professionals in financial, retirement, and business planning strategies, DFC is committed to helping our clients set and meet financial ambitions that work best for our clients. We believe on-target objectives are only accomplished through a true partnership. For this reason DFC cultivates relationships rooted in trust and confidence, which inevitably develops into a long-term, goal-oriented alliance.

That is our core function at DFC: to initiate, develop, and maintain profitable partnerships with every client who employs our service.

We purposely maintain a small staff—an advantage that translates into personalized, one-on-one service for each client. Our staff adheres to mandatory educational requirements, which impart training to handle almost any financial situation.

DFC understands that having the right financial goals are as important as meeting them. To help map an optimal financial direction for a client, we draw from a comprehensive list of professional services. When necessary, we also evoke the expertise of other industry specialists, including attorneys, accountants, stockbrokers, realtors, bankers, college financial aid advisors, and insurance experts – all ready to assist in meeting any goal.

• Financial planning includes a complete review of all retirement and investment vehicles. Comprehensive cash flow and tax analyses are performed for each client by assessing liabilities, evaluating spending patterns, reviewing current and projected rates of return on existing investments, and understanding personal financial needs and objectives. From these investigations we develop strategic asset allocations and discuss proper diversification, which includes investment opportunities, tax planning strategies, and cash flow management to help meet financial goals.
• Retirement planning includes an education and consultation on the funds a client will need for retirement, on both a lump sum and cash flow basis. This plan also reviews how clients can potentially maximize their company’s pension benefits by evaluating existing investments and educating them on tactical asset allocation options and alternative strategies. Projected social security and other benefits are also analyzed, helping to ensure adequate cash assets are available at retirement to supplement returns from planned investments.
• Business planning helps the business owner implement strategic planning, including employee benefits, executive compensation, and tax planning strategies. Retirement income, income protection, transfer of the business, and estate conservation are also addressed.

*The financial analysis and recommendations are not intended to replace the need for independent tax, accounting, or legal review. Neither John Hancock, Signator Investors, Inc. nor any of its agents, employees or registered representatives are in the business of offering such advice. Individuals are advised to seek the counsel of such licensed professionals.