Services

 

For over 33 years, Diversified Financial Consultants, LLC (DFC) has been your bridge to the future. As specialists in personal and business financial planning, DFC is committed to setting and meeting financial objectives that work best for you.

At DFC, we believe on-target business and financial objectives are only accomplished through a true partnership. For this reason, every relationship we foster at DFC is rooted in trust and confidence, which inevitably develops into a long-term, goal-oriented alliance. And this is the core of our function at DFC: to build and maintain profitable partnerships with every client who employs our services.

We purposely maintain a small staff, an advantage that translates into personalized, one-on-one service for each of our clients. They adhere to mandatory educational requirements, and are trained to handle almost any financial situation.

DFC believes setting the right financial goals is equally important as meeting them. To map an optimal financial direction for a client, we draw from a comprehensive list of professional services. And, when necessary, we evoke the expertise of other industry specialists, including attorneys, accountants, stockbrokers, realtors, bankers, college financial aid advisors, and insurance experts – all ready to assist in meeting any goal.

  • Financial planning includes a complete review of all retirement and investment vehicles. Comprehensive cash flow and tax analyses are performed for each client by assessing liabilities, evaluating spending patterns, reviewing current and projected rates of return on existing investments, and understanding personal financial needs and objectives. From these analyses, strategic asset allocation and proper diversification is discussed, including investment opportunities, tax planning, and cash flow management to meet financial goals.
  • Retirement planning includes an education and consultation on the amount of money a client will need for retirement on both a lump sum and cash flow basis.This plan also reviews how clients can maximize the benefits of their company’s pension by evaluating existing investments and recommending tactical asset allocation options and alternative strategies. Projected social security and other benefits are also analyzed, ensuring adequate cash assets are available at retirement to supplement returns from planned investments.